ATM magnetic stripe fallback still possible?

userX

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Hey guys,

I'm from Europe and all modern cards in my country use EMV-chips. But at least in the past it happened that when the chip did not work for some reason, the ATM used the magnetic stripe instead to conduct the transaction. While I read papers from Mastercard and Visa saying that those fallback scenarios should be blocked in most cases I also read a thread on this forum stating that it still works more often than not (can't find it anymore unfortunately).

So I wonder if it's still possible nowadays to cash out via ATM by triggering a fallback to magnetic stripe transaction?
 

hug024420

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yes it is as long it is not region block, or a DDA EMV your tried to clone with the wrong software,

You might all ready know theire is the static (SDA) and dynamic (DDA) EMV-chips, if you have the right software you should be able to cash out at any POS without the real pin any way you don't need pin if you use magnetic at a pos (the point is with track2 you clone the EMV and you wont need the real pin), then for an ATM you need to get the track2 and the pin it should work at any atm that only read magnetic strip.

It all depend about your software you use to clone if you only use the magnetic strip or also the EMV
If you use only magnetic you need at least this parametres :
-No region block,
-ATM that only read magnetic strip,
-Pin for atm,
-Money in the card ( if you buy dump + pin and try the 28 of the month it is possible the owner has no money so you think it's dead card.... but you killed it by trying with no money into it )

Hope that help
 

userX

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I don't have any software necessary to clone a chip. But I read that it's possible to destroy the chip (e.g. by electricity), the ATM recognizes that there is a chip but it's broken so it uses the magnetic stripe instead. From what I know there are no ATMs anymore that only use magnetic stripe (at least in Western Europa) or am I wrong there? If they do still exist, how to spot those?
 

hug024420

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If I am not wrong theire is some old school atm close from currency exchange. It need to be write ATM on it or over it you can check the model on the web.
I have read the same thing for the chip by using a phone charger to destroy it or just with sand paper but more for POS trying to avoid the chip pin and getting the pos asking for swipe only because the chip might be brooken